ASURINT BACKGROUND CHECKS – Consumer Guide On How to Spot and Dispute Errors
If you’ve recently undergone an Asurint background check as part of a job application or housing inquiry, you may be wondering what information is included and how accurate it is.
Asurint is a background screening company used by employers and landlords to review candidates.
However, like any system, errors can occur in these reports, which can affect your ability to secure employment or housing. In this article, we’ll walk you through what you need to know about Asurint background checks, how to dispute any errors, and how R23 Law’s California Background Check Lawyers can help you correct mistakes.
What Does an Asurint Background Check Include?
Asurint provides a variety of screening options tailored to meet the needs of different industries. Depending on the package chosen by the employer or landlord, an Asurint background check may include the following information:
Criminal Records: A search of federal, state, and county records, looking for felonies, misdemeanors, and sometimes sex crimes. Some employers may also request searches of global terrorist watchlists.
Employment History: Verification of your previous jobs and the positions you held.
Vehicle Records: Information related to your driving record, license status, and any past offenses.
Credit Check: A review of your credit history, including bankruptcies, liens, collections, and civil judgments.
Academic Achievements: Verification of degrees, certifications, and professional licenses.
Drug Testing: Pre-employment drug screening results.
Identity Verification: Checks on your name, aliases, addresses, and Social Security number.
The scope of the background check varies based on the specific needs of the client and state regulations, and the results can have a significant impact on your opportunities.
Common Errors in Asurint Background Checks
Mistakes in background checks are not uncommon, and they can happen for a variety of reasons, such as:
Name Confusion: A mix-up with someone who has a similar name.
Outdated Information: Records that have not been updated to reflect recent changes.
Clerical Errors: Simple data entry mistakes that can lead to inaccuracies in your report.
In some cases, these errors can be the result of criminal or fraudulent activity, such as identity theft. If someone has used your personal information to open fraudulent accounts, this may trigger errors on your background report that could cost you a job or housing.
What to Do if You Find an Error in Your Asurint Background Check
If you discover an error in your Asurint background check, it’s important to act quickly. Errors can negatively affect your reputation and opportunities, so it’s crucial to dispute them promptly. Here are the steps you should take:
Obtain Your Report: Under the Fair Credit Reporting Act (FCRA), you are entitled to a copy of your background check. Request your full report from Asurint so you can review it for errors.
Identify Inaccuracies: Go through your report carefully, looking for any inaccuracies or unfamiliar information.
Gather Evidence: If you find errors, collect evidence to support your claims. This may include documents proving your employment history, credit reports, or a police report if you’ve been a victim of identity theft.
Contact Asurint: Once you have all the necessary information, contact Asurint to initiate a dispute. Be prepared to provide documentation that supports your claim of inaccurate information.
Send Certified Dispute Letters: Write a detailed dispute letter explaining the errors and why they need to be corrected. Always send dispute letters via certified mail to ensure there’s a record of delivery.
Report the Error to Regulatory Agencies: You may also want to report the error to the Federal Trade Commission (FTC) and other relevant regulatory agencies if fraud or identity theft is involved.
How Long Does It Take to Fix an Error?
The dispute process typically takes about 30 days. During this time, Asurint is required to investigate and correct any verified errors. It’s important to follow up with them regularly to ensure that your dispute is being addressed in a timely manner. If you experience delays or difficulty with the process, legal help may be necessary.
Who Can Help with Asurint Errors?
If you find errors in a background check, you can contact Asurint directly to dispute the errors by following the steps mentioned above.
You can contact Asurint by phone at 1-800-906-2034. Also, file your dispute through certified mail by mailing the company using the information below:
Asurint’s Contact Information:
Asurint
P.O. Box 14730
Cleveland, OH 44144
If Asurint fails to correct errors or makes the dispute process difficult, you should consider contacting Consumer Attorneys with extensive experience in background check disputes and FCRA compliance.
How R23 Law’s California Background Check Lawyers Can Help
Disputing background check errors can be a frustrating and time-consuming process, especially when your future opportunities are on the line. That’s where R23 Law’s California Background Check Violation Lawyers come in. Our attorneys specialize in helping consumers correct errors in their background checks and hold companies accountable for FCRA violations. If Asurint or other background check companies fail to resolve the errors, we can help you take legal action to secure the corrections and pursue monetary damages.
Whether you need help with the dispute process or are considering a lawsuit, R23 Law is here to help. Contact us today for a free consultation — we speak multiple languages and are dedicated to protecting the rights of consumers.
R23 Law specializes in handling background check errors under FCRA compliance. Our experienced attorneys can help you dispute inaccuracies and correct the mistakes that may be affecting your credit, employment, or housing opportunities.
Contact us today to find out how we can assist you in restoring your reputation and protecting your future.
